Privacy and Data Security Policies 

The policy statement immediately below is posted on the company’s website. Because the Graham Leach Bliley Act has a standard disclosure to be used during loan origination and because this standard form is generally required by lenders and is available in a form accepted as both compliant and for use during origination, the privacy statement disclosed to prospective borrowers differs in form from the privacy policy stated below; but is substantially the same with respect to substance. 

Blackdot Mortgage LLC (“we”) respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes the types of information we may collect from you or that you may provide when you visit the website www.blackdotmortgage.com (our “Website “)and our practices for collecting, using, maintaining, protecting, and disclosing that information. 

This policy applies to information we collect on this website and through email, text, or other electronic messages between you and this website. 

Please read this policy carefully to understand our policies and practices regarding your information. By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time. Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates. If we make material changes to how we treat our users’ personal information, we will notify you or through a notice on the Website home page.

How We Protect Your Privacy  

Information We Collect 
We may request personally identifiable information from you when you visit our website. Blackdot MortgageLLC does not share your personal information with outside companies for their promotional use.

How We Use Your Information 
We use the information collected about you or that you provide to us, including any personal information, to provide you with information, products, or services you have requested from us or our affiliates. For example, to proceed with a request for loan services, information will need to be provided to service providers, (e.g., appraisers, title companies, credit reporting services, etc.) who assist in providing the necessary loan services. Blackdot Mortgage LLC does not share your information with unaffiliated third parties, other than as necessary to fulfill your request. We may also use your information to contact you about products or services available from Blackdot Mortgage LLC and our affiliates. We may share your contact information with our affiliates.

In some cases, we may be required to disclose certain information to comply with a legal process, such as a court order, subpoena, including to respond to any government or regulatory request. 

Your Control Over Information 
You have the right as a Blackdot Mortgage LLC past or present customer to control the use of your personal information for purposes other than fulfilling your request or as required for your loan process. For example, we may use your contact information to send you promotional communications about our products. To opt-out, or update your information, you may call Customer Service toll-free at602-702-6352 or email ccampbell@teamblackdot.com. If you have opted out in the past, you do not need to opt-out each year. Your opt-out remains in effect unless you notify us you would like to opt-in.

We take precautions to protect your information 
When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as a social security number), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser or looking for “https” at the beginning of the address of the web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. The computers and servers in which we store personally identifiable information are kept in a secure environment. If you feel that we are not abiding by this privacy policy, you should contact us immediately at the address, telephone number or email address below.

Foreign Visitors  
If you are visiting our website from outside the United States, please do not provide personal information through this website or by email, as this Policy may not comply with laws in your jurisdiction. 

Visitor Age   
We do not knowingly solicit, market products or services, or collect personal data from people under 18 years of age. This website is not intended for visitors under 18 years of age.  

Web Technology Usage    
A “cookie” is a small file that is placed and stored by your Web browser on your computer’s hard drive. Blackdot Mortgage LLC may set and access cookies on your computer to track and store identifying information about you. We also may gather information about you using cookie technology. For example, Blackdot Mortgage LLC may assign a cookie to you to limit the number of times you see information. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of the Service may be impaired for you. We encode our cookies so that only we can interpret the information stored in them.   

Contact Information     
To ask questions or comment about this privacy policy and our privacy practices, contact us at: ccampbell@teamblackdot.com or call: (602) 702-6352