Our Home Loan Options

Blackdot Mortgage offers a range of home loan options to best suit your needs when buying or refinancing your home. See the different loan options we offer below and get started by applying online.

30-Year Fixed

Monthly Payments are spread over 30 years with a fixed interest rate.

15-Year Fixed

Monthly Payments are spread over 15 years with a fixed interest rate.

FHA Loan

Qualify with a 580 FICO® Score and 3.5% down payment.

VA Loans

Special benefits for, veterans, active duty and surviving spouses.

Adjustable Rate Mortgage

Features a lower initial interest rate that can change later in the term.

USDA

Offers low-moderate income borrowers affordable housing in rural areas.